Default options and insurance demand

Policies and Insurance Demand

Many new products presumed to be privately beneficial to the poor have a high price elasticity of demand and ultimately zero take-up rate at market price. This has led governments and donors to provide subsidies to increase take-up, with the concern of trying to limit their cost. In this study, we use data from a two-year field experiment in rural China to define the optimum subsidy scheme that...

Subsidy Policies and Insurance Demand∗

Using data from a two-year randomized pricing experiment in China, we study the impact and design of subsidy policies for weather insurance. Results show that subsidies are effective in boosting demand in the short-run but not in the longer term. Exploring the channels, we show that while subsidies increase the direct and social effects of payout experiences by enlarging coverage, they also dam...

Default options , incentives and food choices

Objective: Examine whether requiring children to place fruits and vegetables on their lunch trays increases consumption of these items. Design: Observational study that exploits naturally occurring variation between two school districts and a pre-post observational study at schools that changed their lunch policy mid-year. Setting: 15 elementary schools from two school districts, one requiring ...

Policy Options for Health Insurance and Long-term Care Insurance

End of Coverage: Insurance Options

Students may extend their Graduate UC Student Health Insurance Plan for up to two quarters if on an approved leave of absence. You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan used to waive. Proof of loss means an official letter of te...